Race to pay PAY QR of banks
QR Pay - Convenient payment solution is showing strong spread when there are 20 participating banks
According to statistics from VNPAY, there have been more than 20,000 points of payment acceptance frequently arising transactions, 20 banks participating in QR Pay payment network. This figure is predicted by experts to continue to grow strongly in 2019, QR Pay promises to be a pioneering payment solution for "cashless" society that the government is directing ministries, businesses simultaneously approached.
QR Pay payment is the trend
Along with the development of internet, mobile devices, 4G - 5G waves, mobile payment types have boomed recently as an inevitable step to meet the increasing and diverse needs. of the user. However, among the "identical" mobile payment solutions that are "crowding out" for customers, QR Pay is considered the best and most preferred method. read more http://thiepcuoiphuocsang.com/in-bieu-mau-gia-re-tai-tp-hcm-in-bieu-mau-2-lien-3-lien-bid10.html
This payment solution takes advantage of the existing infrastructure of banks, helping users to use the banking application to pay without downloading new applications, without adding card integration steps as in the form. NFC or transfer money from bank account into intermediary account for payment as payment model by electronic wallet ...
To pay, customers only need to log into the mobile application of the bank, select the QR Pay feature, scan the QR code at the point of payment acceptance, enter the amount and verify to complete the transaction. The payment process is encapsulated in several steps on the phone, more flexible and convenient.
In terms of security, the use of QR Pay minimizes the theft of bank card information when customers do not need to provide information to third parties, customers are fully active in payment on mobile phones. dynamic. On the other hand, the payment process is protected through two security layers, one is the application login password two which is the authentication step of the transaction using OTP code (either by fingerprint, face detection, SoftOTP ...).
"The disclosure of bank account information is something I'm always afraid of when shopping online, there are many cases where e-commerce websites are exposed to customers' payment account information. Therefore, recently, I always choose to pay via VNPAY-QR port because there is no need to enter bank information on websites. A QR code will be displayed on the screen, I just need to log in the banking application on the phone, scan the code for payment, very fast, completely active and more secure ”- Ms. Huong a regular customer buys Shopping, booking air tickets, train cars online sharing.
Integrate QR Pay - bank perfect ecosystem for mobile application service
It is known that in the first quarter of 2019, there have been 3 more banks implementing QR Pay payment: Bac A bank, MB Military bank, OCB bank, raising the total number of financial institutions participating in the network QR payment in Vietnam market to 20 banks and 3 international card organizations. read more
The race for payment via QR code shows the strong shift of the Fintech wave (electronic payment) in the 4.0 technology revolution, while confirming the bank's breakthrough efforts to bring products Mobile banking products come closer to customers.
On the other hand, it can be seen that, in the wave of service quality upgrading with QR Pay payment by banks, customers are the most profitable ones. Indeed, in addition to helping its customers easily access a convenient form of payment, banks often launch many incentive programs, "stimulate" customers to use.
In the recent Lunar New Year Lunar New Year, there were many great programs such as Vietcombank with a direct cashback program for customers who pay by QR code, the total value of refunds is up to nearly 1 billion. copper; Ban Viet bank with the program awards from 50,000 VND to 200,000 VND to customer accounts when paying with QR Pay
Or most recently, Agribank is also implementing a big incentive program for first-time customers using QR Pay on Agribank E-Mobile Banking application to pay, customers will receive VND 50,000 immediately on each transactions valued at VND 100,000 or more, each customer receives 5 sales promotions, the program starts from March 15 to April 15, 2019.
A series of promotions with a budget of up to VND billion each program launched by banks to "attract customers" using QR Pay, showing the bank's efforts to build and shape payment habits new, catch up with the development trend of the banking sector in particular and modern society in general. read more giá vàng trắng pnj
